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THE Town of • • 

• • HARVEY, ILLINOIS 

/nANLTACTL'RlNG SUBURB OU CHICAGO 

AGED TWO YEARS 



"A.n<;l iDxjit itself acinn.its no parallel " 



Office : S25 Rookery Building. Chicago. 

(217 La Salle Street.) 



Copyright, 1892, liy The Harvey Land Association. 



3 ry z-f X 



NotJiinp succeeds like success. — French Proverb. 

<3 



To prosper yotu'self, cast your lot hi a prosperous 
place. — JoJin Jacob Astor. 



Where others catch trout is a good place to fish. 
Stephen Girard. 



PREFACE. 

The Harvey Land Association presents its compli- 
ments to 100,000 readers. 

In the follozving account of what has been accom- 
plished during the past two years in the phenomenal 
town of zvhich it is our pleasure to give some idea, 
care has been taken, from title page to finis, not to 
overstate in a single particidar. 

Mark Twain once said that the less he kneiv of a 
subject the better he could write about it, because he 
was less likely to be hampered by Facts. 

Happily for us, the Facts in relation to Harvey are 
in themselves so wonderful that neither fiction nor rhet- 
. oric is necessary to make a story as interesting as it 
is instructive, and as profitable as it is both. 

The truth is good enough. 



TOWX-BIILDIXG EXTRAORDINARY. 



THE TOWN OF HARV7EY, COOK COUNTY, ILL. 

Two years aa;o no such town could be found on anv mai). or 
in any postoffice directory, or on the time table of any railway. 
It had no more existence than Chicago had when Columbus dis- 
covered America 400 years ago. 
Today Harvey is a town with — 
Five thousand inhabitants. 
Ten great manufactories in actual operation. 
Three others building. 
Several more negotiating for sites. 
Seventy-three miles of streets. 
A complete sewer system with drains fourteen feet under 

ground. 
Eight hundred and fifty buildings. 
One hundred more going up. 
Five railroads. 

Seventy passenger trains daily. 
Two systems of electric lighting. 

Complete waterworks, with steel tower 120 feet high, 
two artesian wells yielding 2,000,000 gallons daily and 
9)^ miles of water pipe laid. 
4 



A belt line electric railway in active operation. 
Churches, schools, newspapers, a bank, building and 

loan associations, masonic hall, parks, boulevards. 
And 20,000 shade trees. 
This growth is of the most substantial character, with every- 
thing indicating that it will continue as it has begun, for the 
next ten years at least. 

If so, the beginning of the twentieth century will see a city 

of 35,000 inhabitants where in 1890 there was a vacant prairie. 

No one acquainted with Harvey's history, and with the 

forces behind it, have any doubt that such will be its future ; 

while many i)redict for it still greater things. 

THE POWER BEHIND THE TOWN. 

Such a recortl is not the result of accident. 

In an age when from Maine to California every town and 
every city is competing with every other for the location of busi- 
ness and inhabitants, the actual assembling of a dozen or more 
great manufacturing concerns within so short a time is a triumph 
which of itself commands admiration not unmixed with wonder. 

Of course, the primary magnet is Chicago, the mighty city 
which the fates have determined shall be the London and the 
Manchester of America rolled into one. 

Nowhere else on the continent do raw material, labor and a 
market meet on such close terms, and under such favorable con- 
ditions. 

Because Jirrc they obtain, 

1. Cheap raw material. 

2. Cheap fuel (both coal and oil). 

3. Abundant labor. 

4. The best banking facilities. 

5. The best home market. 

6. Unrivaled transportation facilities. 

6 



Nraniifacturers throughout the land are seeing this- — reluc- 
tantly in many cases, for it means to them the abandonment of 
former theories and costly plants— but inevitably ami rapidly 
are they coming to this conclusion. 

Ten years ago Chicago was not remarkable for its manufac- 
tures. The last decade has changed all that, and almost every- 
thing made by man is made in or near Chicago. 

Note this one fact : 

In ten years' time the number of employes in manufacturing 
concerns in Chicago has increased from 80,075 ^o i77jOOOj and 
the annual payment of wages to such employes from $37,752,000 
to $96, 200,000. 

These figures are more significant than words. There is no 
answer to their argument. 

But while the stream of manufacturing is pouring this way, 
it is no easy matter to shape its course to any particular spot. 
Every foot of territory in the vicinity of Chicago has interested 
advocates, each more eager than the other to demonstrate 
its adaptability for manufacturing and residential purposes. 

Bear in mind, that at the time of which we write (two 
years ago) there was nothing more at the place where the town 
of Harvey now stands than there is at a thousand points on the 
silent, lonely i)rairies of Illinois — nothing to attract manufac- 
turers, nothing to bring inhabitants, except the fact of an excep- 
tionally good location, twenty-five feet above Lake jNIichigan 
on the Blue Island ridge, where the water runs naturally like a 
mill race, with sufficient force and volume to carry off the most 
excessive rainfall into the Calumet. 

Only this, ami the fact that it was two and a half miles dis- 
tant from the present city line. 

What power was there ca])able of changing this vacant waste 
into a busy beehive of human imlustry ? 

8 



That ])0\ver was found in the now well-known combination of 
ability, capital and energy known to the public as the Harvey 
Land Association, composed as follows : 

T. W. HARVEY, President. A. C. BADGER, Treasurer. 

F. H. REVELL, Vice-president. G. P. BENTON, Secretary. 

BOARD OF DIRECTORS. 
N. K. FAIRBANK, JOHN P. WILSON, 

A. G. SPALDING, D. B. LYMAN, 

W. D. PRESTON. MORRIS SELLERS. 

Trustees who give deeds to property : 

DAVID B. LYMAN. GILBERT B. SHAW. 

Something as to the personnel of the association will be of 
interest : 

The president of the association, and the most active pro- 
moter of its interests, is Mr. T. W. Harvey, who has been 
engaged in the lumber trade in Chicago for the last thirty years, 
during which time the products of his timber lands have been 
shipped to all parts of the United States at the rate of over one 
hundred million feet a year. 

Mr. F. H. Revell, the vice-president, is the well-known Chi- 
cago and New York publisher, whose specialty of religious 
books and periodicals has made his name familiar on both sides 
of the Atlantic. 

Mr. N. K. Fairbank is one of the most prominent business 
men in this part of the United States. His immense trade in 
products of the soil, grain and i)rovisions, with connections in 
all parts of the world ; his success as a manufacturer, together 
with his extensive mining interests in the Northwest, have given 
him a rei)utation in commercial circles that is both widespread 
and enviable. 




7 s 




Mr. John P. Wilson (who is also the legal representative of 
the association) is one of the best known attorneys in the city of 
Chicago ; his specialty being real estate titles, on which his opin- 
ion is considered final. It may be said that no large transaction 
in this vicinity is hardly considered complete unless the opinion 
of John P. Wilson is attached to the abstract. 

Mr. D. B. Lyman, one of the trustees who give deeds to the 
property, is a member of the law firm of Lyman & Jackson, and 
is also president of the Chicago Title and Trust Company. He 
is also trustee of the Pullman Land Association, and has drawn 
the papers and conducted the transactions of some of the largest 
real estate deals ever consummated in the Northwest. The 
building erected by his company on Washington street, recently, 
at a cost of a million and a half dollars, is a monument, sixteen 
stories high, to the untiring skill and industry of Mr. Lyman in 
his profession. 

Mr. (Gilbert B. Shaw, the co-trustee of Mr. Lyman, is presi- 
dent of the American Trust & Savings Bank, organized under 
the laws of the State of Illinois, with a ca])ital of :^i, 000,000. 
It also does a general banking business and acts as trustee for 
estates and corporations. 

Mr. \V. 1). Preston, the youngest member of the board, is 
cashier of the Metropolitan National Bank, which started with 
a cajjital of $500,000, about five years ago, and now has a 
capital of $2,000,000 antl Si, 000, 000 surplus. 

Mr. Morris Sellers is engaged in the manufacture of all the 
supplies that go to make up the outfit of a railway ; the products 
which he handles and manufactures being used by all the lead- 
ing railwaxs in the Northwest. 

Mr. A. ('.. S|)alding is president of the firm of A. G. Spald- 
ing & Brothers, manufacturers of bicycles and all kinds of 
athletic goods, ha\ing four branches and a capital of 



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$4) 000,000 and lioing a business which has grown into enormous 
proportions under the direction of Mr. Spalding. 

Mr. A. C. Badger, the treasurer, for many years private 
banker in Kentucky and in Chicago, and connected with many 
large real estate transactions, has been for a number of years 
vice-president of the T. W. Harvey Lumber Company. 

Mr. 0. P. Benton, the secretary, who has been connected 
with the association for the past year, was formerly with the 
American Trust & Savings Bank. 



Given the best situated tract of land for town building that 
can be found within fifty miles of Chicago, 

Millions of capital to back the enterprise, and in manufac- 
tories. 

The executive ability to manage that capital to the best 
advantage, 

A determination to build up what shall be known through- 
out the world as the great model manufacturing town of America : 

What then ? 

SALOONS PROHIBITED. 

In the first place, it was speedily and decisively determined 
that Harvey should be a temperance town. 

Its founders believe that the highest good for both the 
employer and the employe requires the absolute prohibition of 
the saloon. This will keep some people out of the town, but it 
will be a strong inducement for others to become residents. It 
is the " others " who are preferred. Consequently, the follow- 
ing clause forms a part of every deed given by the Harvey Land 
Association : 

"And the said party of the second part, for 

heirs, executors, administrators and assigns, hereby covenant 



and agree to and with said party of the first part, their succes- 
sors and assigns, as a covenant running with the land hereby 

conveyed, that the said party of the second part 

heirs, executors, administrators and assigns 

shall not and will not, at any time, erect or pern;it to be erected 
upon the said premises hereby conveyed, or any part thereof, 
any building to be used or occupied, or any part thereof, at any 
time hereafter, as a slaughter house, glue or bone factory, or 
manufactory for gunpowder, or any bone-boiling establishment 
or factory, or saloon of any kind, or for any other dangerous, 
vexatious or offensive purpose or establishment whatsoever, nor 
allow, suffer or pcnnil any intoxicating drink or drinks to be 
nianiifaitiired, sold or gii'cn a-ivay upon said premises, nor any 
gambling to be carried on thereon, nor any house or other place of 
leivd and immoral practice thereupon, and any violations of the 
above conditions qr either or any of them shall absolutely divest 
the said party of the second part heirs, execu- 
tors, administrators and assigns, of the entire estate hereby 
granted, and of the appurtenances thereto belonging, and the 
same shall, ipso facto, revert to and belong to the said party of 
the first part, and their successors and assigns, as fully and com- 
pletely as if the aforesaid grant and conveyance had never been 
made, and all the covenants and agreements of the said party 
of the first part shall thereupon cease and determine, and the 
consideration paid thereon shall be absolutely forfeited to the 
said party of the first part." 

EMPLOYMENT FOR RESIDENTS. 

Another provision which has caused more comment and 
created more interest among working people and investors tlian 
any other feature of the Harvey enterprise, is the following 
clause which forms a part of the contract between the Harvey 
T-and Association and every manufacturer who locates there : 

And the said party of the first part, in consideration of the 
agreements herein contained on the part of the Harvey Land 
Association, hereby covenants and agrees that it will at all times 
in hiring employes give preference to persons living upon land 



owned or controlled by the Harvey Land Association or its 
grantees, and that it will, so far as ]n-acticable, limit its employ- 
ment of help to persons living upon land owned or controlled 
by said Harvey Land Association or its grantees.* 

SOME OF THE STOCKHOLDERS. 

It is upon these two great basic principles that the founda- 
tions of Harvey were laid, namely : 

TEMP.ERANCE. 
INDUSTRY. 

And it is this fact which has given the town so favorable a 
reputation in all parts of the country, bringing to it a class of 
inhabitants and investors w'ho believe with Harvey's founders in 
the certain success of an enterprise so originated and so con- 
ducted. For instance : 

Among the stockholders, besides the Officers antl Directors, 
are the following well-known institutions and persons : North- 
field (Mass.) Institute (founded by Mr. I). L Moody^ Ira D. 
Sankey and Lucius H. I>igelow : Dr. John E. Owens, the well- 
known physician and surgeon of Chicago ; S. A. Kent, a promi- 
nent Chicago capitalist ; Henry B. Stone, president of the Chi- 
cago Telephone Company, and former vice-president of the 
C. B. & Q. railroad ; Ceorge M. Bogue, manager of the Crant 
Locomotive Works real estate branch ; J. C". Welling, treasurer 
of the Illinois Central railroad; Charles W. Deering, of the 
Deering Manufacturing Company; H. H. Hitchcock, assistant 
cashier of the Metropolitan National Bank ; Judge Richard S. 
Tuthill, and many others. 

The first excursion and sale of lots took place August i6, 
1890. The enterprise was duly advertised ; its fundamental 

* It will be seen at a glance that this confers upon lots deeded by the Harvey Land 
Association a peculiar advantage which should not be lost sight of by the investor. We 
sometimes hear about " a cloud " upon a title; this, on the contrary, is "sunshine" 
upon all titles derived from the Harvey Land Association, and gives a special value to 
every such lot for all time. 

18 



principles were clearly enunciated and the public were given an 
opportunity to invest. The result far exceeded the most san- 
guine antici'pations. It would seem as if people in every part 
of the United States had been waiting to put their money in a 
town of which, in fact, they had only just heard ; and not only 
buy lots, but make their homes here. 

To hundreds it is proving a veritable city of refuge — a place 
where, safe from temptation, they can sit under their own vine 
and catalpa tree, with no one to molest or make them afraid. 
Certain of work; sure of a pleasant, healthful home, confident 
of having made a wise move and a profitable investment, there 
are no better contented, no happier people in the United States- 
than the 4,500 inhabitants who make up the Harvey of today. 

PECULIAR ADUANTAGES. 

Some of its peculiar advantages can be brielly stated : 

The great desideratum of natural drainage which millions of 
dollars cannot supply to Chicago, is Harvey's by location, 
bringing health, comfort and convenience in its train. 

The distance of Harvey from the city line is 2^ miles. So- 
far as Chicago's heavy taxes and assessments — so far as that 
city's possible misgovernment may be a detriment, Harvey is as 
fully exempt as if it were a town in Minnesota. 

On the contrary : 

So far as Chicago's advantages to the manufacturer and to- 
the resident are concerned, Harvey enjoys them all to the fullest 
extent. For instance : 

The Chicago Central and the Chicago & Calumet Terminal 
Railroads passing directly through the town, insure to Harvey 
Chicago rates on freight, as these belt lines connect with all the 
twenty-six railroads entering the city. In addition to this, 
longer switches and more room generally to handle cars, make 
the shipping facilities far superior to those of Chicago. 



The C. C. C. Sc St. T,.. known as the ''Big Four," is 
another Harvey railroad : while the Illinois Central, with its 
superb suburban service, and the Chicago Cv (irand Trunk run 
scores of passenger trains daily, so that transit to and from Chi- 
cago is all that can be desired. 

Pipe line rates on oil are given Harvey, while steam coal 
can be bought from 75 cents a ton for fine, to Si. 75 for the best 
block. 

The public improvements, such as opening and grading 
streets, brick sewers, planking sidewalks, putting down water 
l)ipes, planting trees, have been made and paid for, putting lot- 
owners to no expense therefor. 

The cost of living is in no respect greater than in Chicago, 
and in many respects less. 

The affairs of the village are conducted by a boaril of seven 
trustees, elected by the citizens of Harvey. It is therefore not 
in any sense a "close" town; nor does any private corpora- 
tion, association or society control its government. 

It follows that every advantage to be enjoyed in the city 
either by the manufacturer or employe, is within reach at 
Harvey, to which are added more room, purer air, better drain- 
age, more shade, and water from artesian wells. 

HARl/EY UISITED. 

The trip to Harvey from Chicago is one of the pleasantest 
that can be taken. 

Application for free transportation b\- those desiring to 
investigate should be made at the offices of the Harvey Land 
Association, Rooms 819-25, the Rookery Building, No. 217 La 
Salle street. 

Agreeable and intelligent attendants are ready to accompany 
the visitor w^ho is under no expense for railroad fare. The route 




:^'-^ 



is from the ^'an Buren street station of the Illinois Central along 
the lake front, past Jackson Park and the World's Fair. 

Two-and-a-half miles from the city line the visitor is landed 
in Harvey at the $14,000 brick depot of the Illinois Central. 
He will find it hard indeed to believe from the busy scenes 
around him that only about two years ago this was all a silent 
prairie on which wild game was actually shot from the spot 
where he now stands. 

The plan on which the town is laid out is one which quickly 
commends itself to the good sense of anyone who examines it. 
There are two manufacturing districts separated by natural 
divisions from the residence and business portions. One is in 
the southeastern part of the town and bounded on the west by 
the Illinois Central and the " 15ig Four"; the other in the 
northwestern portion bounded by the Chicago & Grand Trunk. 
The Chicago & Calumet Terminal and the Chicago Central 
(belt lines) run through both districts, which are also connected 
by the Harvey Electric Railway. 

THE MAMUFAGTURIMG DISTRICT. 

Let us first visit the manufactories nearest at hand, which 
are in the first mentioned tract. 

Here are the great works of the Craver & Steele Manu- 
facturing Company, which came here under contract to employ 
200 men. On their pay rolls today will be found over 500, and 
they are turning out (piantities of agricultural machinery, which 
finds market not only in the United States, but are shipped 
direct to South America. 'Jliey also manufacture wagons, 
buggies and carriages, and wheels for other concerns. 

Close at hand are the Har\ey car repairing shops, comj)ris- 
ing four large buildings, and with 15,000 feet of railroad 
track covering 22 acres, the yards of which are filled with cars 
of all sorts requiring repairs. 

24 



Next are the Harvey Steel ("ar and Repair Works in which 
are manufactured steel cars of every description. 

Here, too, is the great plant of the Buda Foundry and 
Manufacturing Comjiany. They turn out handcars, switches 
and switch stands, and railroad supplies of a similar nature, 
besides doing a general foundry business, using fifteen tons of 
metal every working day in the year. 

The Middleton Car Springs Company manufacture car 
springs of their own patent, for use in passenger and freight 
cars. 

fJliss & T,aughlin turn out rolled shafting of all sizes and 
lengths, and since their location a few months ago, have built 
an extension 200 by 80 feet. 

The Automatic Mower and Manufacturing Company make 
mowing machines, corn crackers, hay presses, windmills and 
farming tools ; they will also manufacture bolt and forge 
machinery, the castings for each machine weighing 3.500 
pounds. 

The J. Mathews & Sons' Boiler Works make steam boilers 
and boiler fronts, water towers, oil tanks for cars, etc., employ- 
ing 100 men. 

A contract has just been closed between The Harvey Land 
Association and a manufacturer from the East to build a plant 
in Harvey for the manufacture of hooks and eyes. It will be 
located east of the Illinois Central Railway and near the Steel 
C'ar Works. 

Any one of these concerns in the southeast section would be 
considered an accpiisition sufficient to "boonr" many of the 
so-called manufacturing towns which have sprung up recently in 
professed emulation and imitation of Harvey. 



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THE NORTHWESTERN MANUFACTURING 
DISTRICT. 

In the northwest part of the town, and near the depot of the 
Chicago c\: (irand 'I'runk Raihoad the Behaire Stamping Com- 
pany's works attract attention from the extent of their building, 
having a frontage of 518 feet. This great industrial concern 
moved here from Bellaire, Belmont County, Ohio, where it was 
incorporated twenty years ago. It manufactures lanterns, lamps 
and enameled steel work for domestic purposes, and has a work- 
ing capacity of 700 hands. 

Not far distant is the new plant of the ^Vells Cdass Company, 
the main building of which is 400 feet long, 150 feet wide and 
two stories high. In its new location this will be the largest 
concern of the kind in America. It manufactures stained glass 
for churches, public buildings and private residences, mirrors, 
beveled glass, etc. The firm have offices in the city, but at 
Harvey they have a room for the exhibition of entire groups of 
church windows where specimens thirty feet high and twenty-five 
feet wide can be shown to advantage. 

A. J. Sweeney & Sons moved here from AVheeling, West 
Virginia, and occupy five acres and three buildings 160 feet wide 
and 350 feet long, of stone and brick. They manufacture plate- 
glass machinery, marine engines of large size, traveling cranes, 
rolling mill and steel works machinery, nail cutting and rolling 
machinery, and structural and mechanical iron. They will 
employ not less than 300 men at a minimum pay roll of $180,000 
annually. 

The Chicago Roc-k-faced Stone Comi)any is another impor- 
tant industry just located. 

The Western Steel and Sirring Company, that manufacture 
all kinds of steel car springs from the raw material, a new 
process of making the best (luality of steel. 



It will be noticed that all these concerns are such as reciuire 
large capital, and are in every way solid and permanent. At 
the same time they are diversified in interest. Harvey's eggs 
are not all in one basket, and dullness in one branch of trade 
will not affect the town disastrously as is often the case where a 
community is dependent, or nearly so, upon one industry. Still 
others will be located, for there is yet room reserved sufficient 
for twenty-five more concerns as large as those already in oper- 
ation, and which are sure to come. It is a further interesting 
fact that in several cases manufacturers are already extending 
their works beyond the original limits, or employing more men 
than they anticipated. 

Growth appears to be inherent in Harvey atmosphere. 

BUSINESS AND RESIDENCE PORTION. 

For a change, however, let us pass to the other side of the 
tracks where business holds sway. Prominent and close at 
hand are the offices of the Harvey Land Association, the 
Harvey Bank, French's Hotel block and a large number of 
other business houses of more or less importance. 

The eye will dwell with delight upon the park system which 
shows itself very prettily in the vicinity of the depot, and 
diversifies and makes beautiful various parts of the thriving 
town. 

^\'estward, One Hundred and iMfty-fifth street, a superb 
boulevard loo feet wide, thoroughly macadamized and well 
shaded, stretches away in noble vista, the future principal resi- 
dence street of the town. 

Looming up on the horizon is to be seen the water tower, a 
landmark bespeaking the existence of an excellent system of 
waterworks sup])lied by two artesian wells, from which over 
,2,000,000 gallons can be pumi)ed daily. 



CO 




In all directions, and almost as far as the e}'e can reach, the 
land is dotted with pretty cottages, some in rows, others scat- 
tered here and there ; many just finished, many more building; 
everywhere an air of newness, but also of promise, progress and 
prosperity. 

It should be said, in passing, that church and school privi- 
leges in Harvey are excellent. There are already organized 
the following churches: Harvey Congregational, First Baptist, 
Presbyterian, First Methodist Episcopal, United Brethren in 
Christ, United Evangelical, Free Methodists, C'hurch of Christ. 

There are six schools, public antl jjrivate; a well-organized 
fire department, brass band, etc. 

Among the societies are the following : Harvey Post, (jrand 
Army of the Republic ; Young People's Society of Christian 
Endeavor, Epworth League, Knights and Ladies of Honor, 
Equal Suffrage Association, Prohibition Club, Women's Chris- 
tian Temperance LTnion, Independent Order of Odd Fellows, 
Royal Arcanum, Patriotic Order Sons of America, Patriotic 
Order Daughters of America, Royal Templars of Temperance, 
Good Templars, Democratic Club, Republican Club, a Masonic 
lodge, with new hall. 

HARUEY AS AM INUESTMEMT. 

It needs no argument to ])rove that in such a town, with such 
a magnificent start, and its future absolutely assured, real estate 
is a highly profitable investment. 

Hundreds of people saw this at the outset, and never has 
any other suburban property sold like that in Harvey. In 
many instances lots have doubled and trebled in value, netting 
quick antl handsome profits to investors. For instance : 

A lot on Columbia avenue near 154th street was sold in Sep- 
tember, 1890, for $700. It has since been sold for S2,ooo. 



A corner lot on 154th street and Columbia avenue was sold 
about the same time for Si, 000. It was resold a year ago for 
$3,500, and since then $4,300 has been refused for it. 

A corner lot on Center avenue and 154th street was sold for 
$600, and has since brought $3,000. 

Lots on Page avenue between 147th and 148th streets were 
sold in 1891 for $425 and $450. They have since brought $800, 
$900 and $1,000. 

The above were lots for business purposes. The following 
are a few of many instances where residence lots have 
advanced : 

On Lexington avenue near 153d street, lots originally sold 
for $325 to $400 have brought $600 and $650. 

On Vine avenue near 154th street, lots which went out of 
the Harvey Land Association's hands at $250 to $300 have been 
sold for $500 and $600. 

On Loomis avenue near 154th street, lots which sold for $250 
to $400 have brought $500 and $600. 

This list might be continued indefinitely, showing how 
investors have made money simply by buying to sell again. 
Others, while holding on to their original jjurchases, are receiv- 
ing a good income from the rent of houses which they have 
built, and which are steadily advancing in value. 

The price of lots as scheduled by the Harvey Land Associa- 
tion is fixed upon the capacity of the land to earn ten per cent 
on its cost and the cost of building, if improved and rented, 
but this estimate has been greatly exceeded. For instance : 

One man, a Methodist preacher, is earning 42 per cent on a 
two-story frame flat building. 

An Ohio banker l)Ought a lot at $350, and built a six-room, 
one and a half story cottage, costing $650, which rents for $15 
a month, thereby earning for him 18)^ per cent per annum, and 
the lot is six blocks away from the factories. 



Much of the property irx block 69 is earning 30 per cent on 
the actual cost of land and buildings. 

A carpenter came to Harvey in 1891, bought a lot on Center 
avenue near 153d street for $500, i)a\ing S250 down. He 
built a handsome residence, doing much of the work himself, 
and obtained a loan to pay the balance due on lot, and for 
materials used in construction. In June, 1892, he sold his 
property for $2,400, and has since purchased a home on Myrtle 
avenue near 153d street for $1,500 which is entirely jjaid from 
the profit on his one lot. In 1891, $250 ; in 1892, $1,500 I 

And yet people keep their money in savings banks at 3)^ or 
4 per cent, and wonder when they will ever get enough ahead to 
allow them to live on the interest ! 

The one thing that Harvey lacks today is houses. There 
are not near enough to supply the jjresent and the immediate 
demand. A very desirable plan for house costing $1,000 will 
be furnished free with specifications, and with lot paid for, the 
money to build will be advanced by any one of half a dozen of 
the Harvey loan and building associations. 

HARWEY AS A HOME. 

l''or the homeseekers — men with families to support and 
who are looking for a place in which they can make a pleasant, 
healthful home, where the moral surroundings are of the best, 
where there is no fear of saloon influences on the rising genera- 
tion, and where there are excellent educational jnivileges, Harvey 
presents such inducements as are offered by no other town or 
city in America. 

Never was there a better or more effective combination : 

Nearness to the great City of Chicago with its universities, 
its libraries and its un])aralleled business enterprises. 

Full enjoyment of life in a well regulated \illage with all the 

36 



modern conveniences made possible by waterworks, improved 
drainage, electric light and electric transit. 

Absolute protection from the evils which spring from drink- 
ing places, gambling hells and low resorts. 

And to crown all : The influence of a legal and strongly 
worded covenant in favor of employment in the great industrial 
concerns on which the ])ros])erity of the town is based. 

Add to these the certainty that a house and lot in Harvey 
must surely increase in value as the town increases in population 
and importance, and where is the place, east or west, north or 
south which can compare with it ? 

And it has not one objectionable feature ! 

Is it any wonder that lots are selling with such rapidity as to 
create envy and to cause imitation ? 

AN IMPORTANT QUESTION ANSWERED. 

The (piestion will very likely arise : With such a large sale 
are not the best lots gone ? 

Those who ask it do not understantl the situation. 

In the first ])lace it should be borne in mind tliat the town 
of Harvey is as large in area as the city of Springfield, the 
capital of the state. It contains 1,520 acres, and in spile of 
the thousands of lots disposed of not onr-luilf Iiai'c yrt hccii sold. 

The wisdom which has vindicated itself so thoroughly in the 
rapid growth of Harvey took into full account the necessity for 
keeping it growing. This could not be done if all the desirable 
lots were disposed of at once. Consequently the town was 
divided into sections, the opening of which depended \\\)o\\ the 
location of the factories ; that is, with each factory located a 
new section is opened, so that there are constantly coming into 
market just as good lots as were sold to begin with ; and what 
is ecjually important, they are offered at original prices. 

38 



It is this feature which keeps Harvey real estate moving, 
always active, always in demand, always advancing ; lots con- 
sidered too far out eighteen months ago to bring $200, are hartl 
to find today at less than $500. They will be made still more 
desirable by the extension of the electric railway which will be 
made as soon as the ballasting of the i)resent road is completed. 
The rails are already on the ground. 

There are just as good bargains in real estate to be had today 
in Harvey of the Harvey Land Association as there were in 
I 890 or 1 89 1. 

]'>ut there can never be so good a time to buy as now. 

TRAMSAGTIONS BY MAIL. 

Very many lots at Harvey have been sold to persons wlio 
have never seen the town. The business standing of the- men 
composing the Harvey Land Association is such as to inspire 
confidence in anything with which they are connected ; and as 
it has been the policy of the company from the first, not to 
overstate and not to misrepresent, dealings by mail have been 
not only large, but entirely satisfactory. 

It is desirable always that prospective buyers should see what 
they are buying, but where this is impracticable no hesitation 
need be felt in ordering by mail, which may be done as follows : 

Inclose $10, with a request that we select a lot at about a 
certain price; we will reserve such a lot and return a plat with 
the lot marked, and if the selection is not satisfactory, )()u can 
select another from the same nui]), and remit the balance 
within twenty da\s, or if you are not suited, we will return the 
money. Prices may be advanced at any time without notice, 
except on lots upon which a remittance has been received. 

We have instances where from ^2,000 to i^2,4oo have been 
thus invested by men w^ho have never seen the property. At 

40 



the same time, sii^^lit is best, aiul if you will come to Harvey 
we will pay your actual railroad fare from your home to Chi- 
cago, and return, providing it does not exceed 2'_. per cent of 
what you purchase of us while here. 

A NECESSARY WORD OF GAUTlOM. 

The great success which has been attaineil by the Harvey 
T^and Association in the location of factories and the sale of 
lots, has led other parties to seek to profit by an outlay and 
enterprise not their own. 

Using the name of Harvey as a bait to entra]:) the unwary, 
they have advertised as Harvey jjroperty lots that are not in the 
town of Harvey at all (in some cases miles away), that are 
not improved, that carry with them neither the [)rohibition 
clause, nor the all-important provision by which the ~ Harvey 
manufacturers are bountl to give preference in hiring employes 
to residents. 

Persons at a distance too far to investigate for themselves 
are therefore cautioned to be certain with whom they are deal- 
ing. Pictures of the Harvey factories, and much of the Harvey 
literature has been used by these parties without permission and 
without scruple, and it is easy therefore to be misled. 

There can be no mistake, however, if you transact business 
only with the Harvey Land Association, the founders of the 
town, and the men who have invested millions in its improve- 
ment. The offices of the company are Nos. 819-25, on the 
eighth floor of the Rookery building, La Salle and Adams 
streets, Chicago. 

THE WORLD'S FAIR. 

Harvey is about twenty-five minutes' ride from Jackson Park 
where the World's Lair is to be held in i<S93. The town will 



un(l()ul)tc(ll\' prolU largely from the L,MX'at number of strans^ers 
who will visit the l''air, and many of whom will be glad to be 
quartered so near the grounds, if room can be had for them. 

Houses erected now will be in active demand as lodging 
places at good prices ; and those who desire to make Harvey 
their home and do so at once will not only enjoy the privilege 
of living near the great ICxposition, but can share in any profit 
that may be derived from lodging and boarding those who are 
not so fortunate. 

Which is another reason for taking prompt action in relation 
to Harvey property. 

OUR PICTURES. 

The half-tone pictures in this pamphlet are made direct 
from photograjjlis, and can be relied upon as representing 
Harvey as it realh' is, not as an artist would like to have it. 
It will be seen that the town is far, vcvy far from being finished. 
It will be prettier years hence, but lots will then cost much more 
money, if indeed they can then be had at any price. 

The time to buv is now. 



For further information, plats, etc., and in remitting money 
address 



THE li.\K\ i:V L.VND ASSOCIATION, 
Rooms .Siq -S25, Till I\()()Ki;k\', 

CHUAfiO, Il.L. 

Personal corres])ondence in relation to Harvey always a 
pleasure. 'i"he fullest investigation desired. 



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ECKMAN |± 

NDERY INC. |a, 

^ NOV 89 

1^5^ N. MANCHESTER, 
INDIANA 46962 







